Certificates of Deposit (CDs)
When it comes to investing your money, you want the best return you can get with the least amount of risk. A CD from The Community Bank offers both. Take advantage of a wide variety of terms to meet your needs and bump-up options so you can actually raise your rate during the term.
Details
- Set aside for future savings goals
- Competitive, fixed rate for length of term; view rates
- Greater earnings than standard savings
- Receive higher rates by selecting a longer term
- Provides more guarantee than other risky investments
- A wide range of terms available (from 182 days to 5 years)
- No setup or service fees
- "Bump up" rate certificates available
- Get multi-million dollar FDIC insurance with CDARS
- Penalty for early withdrawal
- $2,500-$5,000 minimum deposit to open
CDARS
Don't let FDIC regulations limit your investing potential. Through the CDARS®, Certificate of Deposit Account Registry Service®, we can provide you with multi-million dollar insurance on every dollar.
Here's how it works: we'll invest your money in CDs at other participating banks in amounts under the maximum amount. We'll manage your CDs for you, so you only have to work with one bank.
- Insured investments above FDIC limit
- CD-level returns
- Ease of working through one trusted relationship
- Simplicity of one rate per maturity
- Wide range of terms available
- Consolidated statements
- Penalty for early withdrawal