Rates

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Reward Checking account each monthly qualification cycle:

• Have at least 10 point-of-sale debit card purchases post and settle.
• Have 1 automatic payment, direct deposit, or bill pay transaction post and settle.
• Receive and review FREE e-Statements.

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Qualifications

Qualifying for Reward Checking rewards automatically qualifies you for the highest Real Saver rate too. Simply do the following activities and transactions in your Reward Checking account each monthly qualification cycle:

• Have at least 10 point-of-sale debit card purchases post and settle.
• Have 1 automatic payment, direct deposit, or bill pay transaction post and settle.
• Receive and review FREE e-Statements.

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

May be subject to early withdrawal penalty.

*Grow your money faster with an existing relationship with TCB or open a new deposit/loan with TCB (beyond the CD). Without a TCB existing/new relationship: earn 3.75% APY on the 12-Month CD, 3.25% APY on the 15-Month CD, 3.00% APY on the 24-Month CD, 2.50% APY on the 37-Month One Bump CD and 2.00% APY on the 60 Month One Bump CD.