Instead of getting one lump sum, a line of credit gives you access to a predetermined amount of money to borrow as you need it. You don't pay interest on amounts you don't use.
- Low, competitive rates for ongoing or seasonal needs
- The existing equity in your home is used as collateral backing
- Flexible repayment terms that work uniquely for you
- Funds available anytime without reapplying
- Revolving credit — as principal is repaid, more becomes available for use
- Easy access to funds, via your VISA® debit card or by check
- The interest paid may be tax deductible*
- Local decision-making and processing
- Helpful, customized service throughout the entire process
If interested, please contact your local Community Bank lender or Banking Office.
- Get funds to help you pay for home improvements, debt consolidations, and miscellaneous personal expenses.
- Use funds for most anything
- Competitive rates
- Easy to apply
- Flexible financing options with affordable payments
- The interest paid may be tax deductible*
- Local decision-making and processing
- Helpful, customized service throughout the entire process
Ready to get started? Please contact your local Community Bank lender or Banking Office.